IPPIS Loan: Get Approved For A Ippis Loan Fast – Apply Now!

What is IPPIS?

The Integrated Personnel and Payroll Information System (IPPIS) is a human resource management system for the Nigerian public sector. It was introduced in 2007 in an effort to reduce ghost workers and improve transparency and efficiency in the government payroll system. The IPPIS loan is a salary advance given to civil servants in Nigeria who are enrolled in the IPPIS system.

The loan is typically given for a period of one month and is repaid through deductions from the employee’s salary. Know about moniepoint login & sign up procedure online.

IPPIS is an acronym for the Integrated Personnel and Payroll Information System and it is a program that aims to consolidate and organize a database system that contains all of the necessary employee information for proper work in the Nigerian Public Service.



Integrated Personnel Payroll Information System Number is what’s meant by the acronym IPPIS Number. This is done so that the effectiveness and efficiency of the administration of payroll for the government’s ministries, departments, and agencies can be improved.

IPPIS makes it possible for paychecks to be quickly transferred to the bank accounts of government employees, together with the appropriate remittances and deductions of third-party payments, such as the following:

  • Assistant Deputy Administrator of the Pension Fund Service for Federal Inland Bank Loans
  • Income from Cooperative Societies and Association Membership Fees
  • The Fund of National Housing Accumulated Dues from Trade Unions
  • The Federal Civil Service has extended an invitation to all of its employees through a variety of media, asking them to go online and update their records using the registration site of the Integrated Payroll and Personnel Management System (IPPMS) (IPPIS).

If you have an IPPIS number that has been validated and you receive your pay through REMITA, then you are eligible to apply for any loan offered by our financial institution.

IPPIS Loan Requirements in Nigeria

A single click on their website is all that is required to apply for an Ippis Loan for a federal worker in Nigeria. After clicking the button on their website, you will have access to your loan application form, and the remainder of the process will be handled efficiently on your behalf.

  • IPPIS number
  • Bank Verification Number
  • Payslip
  • Bank statement of account showing his/her net pay.
  • Work ID card
  • Employment / Confirmation / Deployment Letter is required
  • Valid National ID card

In the event that your loan is accepted, the funds will be transferred to your account as soon as possible. In the event that it is not, one of our internal credit officials will give you a call to discuss how the issue might be resolved. Please be aware that repayments will be deducted in full and straight from your company salary account on the payment date that has been agreed upon.

Are You Eligible to Get a Credit?

Your bank or the lending firm that you work with will need to conduct a credit check on you and decide whether or not you will be able to repay the loan before they would provide you with any kind of loan. So your creditworthiness is based on a number of different factors, including the following:

  • Your record of responsible fiscal management with regard to any prior loans.
  • If you already have a loan with another bank or lending company
  • The ratio of your income to the loan amount and the length of time you have to repay the loan
  • Ability of your guarantors to take responsibility for your loan, are all factors that will be considered.

Your creditworthiness is critical, as it will play a significant role in determining whether or not you are approved for the loan that you have requested.

The more creditworthy you are, the better it is for you because the approval process for your loan request will go much more quickly than it would for someone with a low credit history.

What is the maximum amount that an Ippis loan in Nigeria will allow me to borrow?

The amount of money that you take out as a loan from IPPIS Loan in Nigeria is proportional to the amount of money that you take home each month in the form of a wage.

The maximum amount that can be paid out is equal to 70% of your annualized net salary. To put this another way, if your monthly take-home pay (salary) is N100,000, the most you will be eligible to borrow through IPPIS is N70,000.

IPPIS Number Necessary for Loan?

This is the integrated payroll and personnel information number for workers who are employed by the federal government or other government agencies. Because this system handles the processing and recording of your salary in your capacity as a government employee, it is imperative that you provide this number when applying for an IPPIS loan in Nigeria in order to track the details of your loan; failing to do so will prevent you from being able to proceed with the loan application.

IPPIS Contact Details

If you need more information about IPPIS or how to find your IPPIS code, you can contact the IPPIS Help Desk.

  • IPPIS Contact Number: +234 908 700 5735
  • Email Address: [email protected]
  • Website: https://www.ippis.gov.ng

Frequently Asked Questions

If you are a federal employee and need a loan, then you should consider applying for an ippis loan.

1: What is an ippis loan?

Ans: An ippis loan is a federal employee loan that can be used for a variety of purposes, including paying for education, buying a home, or consolidating debt. The loan is available through the federal government’s Integrated Personnel and Payroll Information System (IPPIS).

2: How do I apply for an ippis loan?

Ans: To apply for an ippis loan, you will need to fill out an online application form. Once you have submitted your application, a loan officer will review it and determine if you are eligible for the loan. If you are approved, you will then be able to access the loan funds.

3: What are the requirements to get approved for an ippis loan?

Ans: In order to be approved for an ippis loan, you must be a federal employee and have a good credit history. You will also need to provide proof of income and have a signed contract from your employer.

4: What are the benefits of getting an ippis loan?

Ans: There are many benefits of getting an ippis loan, including the fact that it can be used for a variety of purposes, it has a low interest rate, and it can be repaid over a period of time.

5: Is it worth it to pay extra fees to get an ippis loan?

Ans: No, it is not worth it to pay extra fees to get an ippis loan. The loan already has a low interest rate, so you will not save any money by paying extra fees.

6: How long does it take to process my application for an ippis loan?

Ans: It usually takes about two weeks to process an application for an ippis loan.

7: Where can I find more information about getting an ippis loan?

Ans: For more information about getting an ippis loan, you can contact your local federal employee loan office or visit the IPPIS website.


There are many benefits to getting an ippis loan. It may be worth paying some extra fees to get your application processed faster.

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